Liability Insurance — Do I Really Need It?

“Liability Insurance? That’s only for big companies, right?”

Wrong. This is one of the most underestimated — and yet one of the most useful — types of insurance, both for individuals and businesses of any size.

1) For individuals: protecting yourself against unexpected accidents

Imagine your dog bites a neighbor. Or you accidentally cause damage to the apartment below. Or perhaps your child breaks something in a store.

Situations like these can involve high compensation costs — and a personal liability insurance policy can cover these unexpected events.

2) For businesses: legal and reputational security

For businesses, liability insurance is essential.

From professional errors and product failures to construction damages or environmental incidents — this insurance protects the company from severe financial consequences and demonstrates responsibility towards clients and partners.

3) An affordable — and often overlooked — insurance

The cost is relatively low, but the impact of not having it can be enormous.

At MediConsultants, we help you define the ideal coverage based on your specific context.

Because mistakes can happen to anyone — what matters is being protected.